Disclaimer: This calculator is basic and for illustrative/entertainment purposes. I have tried to make it accurate, but there is no warranty. The tax calculators are only estimators. Some provinces have special nuances to the tax structure - particularly PQ. I am not a financial professional and do not sell any stocks, bonds, or funds. I do not provide specific financial advice. There are no explicit or implicit recommendations. This calculator is intended to help investors who ultimately make their own decisions. You should do your own due diligence and consult experts as needed for your own situation. You are responsible for your own investing decisions and will not sue Loonie Doctor or anyone associated with us.  
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Family Income (for grants)
Beneficiary's Age              
Age When Accessing              
Tax Information For The Person Investing            
T4 Income                
Eligible Dividends              
Ineligible Dividends              
Lump of Money Available To Invest At Start            
Personal after-tax money              
Baseline To Date If You Already Have an RESP            
Contributions To Date              
CESG Received To Date              
Accumulated Income To Date            
Estimated Account Return by Asset Type Calculating Tool    
Asset Class Allocation Income Type Return return    
Canadian Stocks cap gains          
eligible dividends          
Foreign Stocks cap gains Lump sum in first year, followed by $2500/yr up to 50K lifetime max.
foreign dividends          
Bonds cap gains   Optimal Frontload    
interest   After-Tax Value    
    Gross Portfolio Return          
    Estimated Average Inflation          
Tax Drag in Taxable Account (Cap Gains Tax Separate)          
After-Tax Return In Taxable          
RESP Basics Contribution Article Withdrawal Article