Disclaimer: This calculator is basic and for illustrative/entertainment purposes. I have tried to make it accurate, but there is no warranty. The tax calculators are only estimators. Some provinces have special nuances to the tax structure - particularly PQ. I am not a financial professional and do not sell any stocks, bonds, or funds. I do not provide specific financial advice. There are no explicit or implicit recommendations. This calculator is intended to help investors who ultimately make their own decisions. You should do your own due diligence and consult experts as needed for your own situation. You are responsible for your own investing decisions and will not sue Loonie Doctor or anyone associated with us.  
   
   
   
   
   
   
   
   
           
   
   
           
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  Province
  Annual Investment Return (%)
 
               
  Invested     Baseline Account Value    
  Unrealized Gain To Harvest      
                 
    Years Until Realizing, If Not Harvesting Now    
   
   
                 
  Baseline (Current Year)    
  Current Taxable Income   Future Taxable Income  
  Baseline Taxes   Baseline Taxes  
  Current Inclusion Rate
  Future Inclusion Rate
     
   
           
                 
                 
                 
                 
                 
                 
                 
                 
                 
                 
                 
    Capital Gains Harvest Advantage (Disadvantage)    
         
         
       
       
 
             
                 
                 
                 
                 
                 
                 
                 
                 
                 
  Harvest In Current Year    
  Taxes With Harvest   Taxes With Capital Gain  
  Taxes On Capital Gain   Taxes On Capital Gain  
  Year 0 Account Value   Year 0 Account Value  
   
  Account Value   Account Value    
  Unrealized Gains   Remaining Unrealize Gains  
  Taxes With Liquidation   Taxes With Liquidation  
  Post-Tax Value   Post-Tax Value