This web page contains a live and functional spreadsheet created with
MoneyIQ Property Wizard
(updated with new regulations July 2018)
What type of home are you buying?
Private Property (Condo/ Apartment/ Landed)
Is the property completed or under construction?
Do you have any other existing home loans?
I have no other existing home loans
I have one existing home loan
I have two or more existing home loans
Monthly Income (Fixed)
Monthly Income (Variable)
minimum age 21
minimum age 21
Monthly Income (Fixed) - includes 100% of monthly income excluding emplyer CPF
Monthly Income (Variable) - includes rental, variable bonus
Monthly Expenses - includes car loan, existing instalment, unsecured and secured credits
Minimum age is 21
Maximum Tenure Calculation
Your maximum tenure (Private Property)
Your maximum tenure (HDB)
What is the loan tenure you like to take?
Capped by Maximum Tenure by Private Ppty or HDB
Maximum LTV Calculation
What is the price of the property?
Maximum Loan to Value is the lower of the LTV restriction (12 Jan 2013), TDSR (28 June 2013) and MSR (10 Dec 2013).
Your maximum Loan to Value is
Your minimum CASH DOWNPAYMENT
Your maximum loan amount
Your Stamp Duty
The computation above is for indicative purposes only and is not an offer of credit facilities.
Credit facilities are granted at the discretion of the Bank.
MoneyIQ accepts no liability for errors or omissions, nor for any loss arising from use of or reliance on the ca
Packages are subjected to change without prior notice.
The maximum loan amount is subjected to prevailing regulatory requirements and the bank.