MoneyIQ Property Wizard (updated with new regulations July 2018)      
               
    What type of home are you buying?      
   
     
         
    Is the property completed or under construction?      
   
     
         
    Do you have any other existing home loans?      
   
     
               
  TDSR Calculation            
         
    Monthly Income (Fixed) Monthly Income (Variable) Monthly Debt Age    
  Borrower A

minimum age 21
   
  Borrower B
minimum age 21
   
               
  Monthly Income (Fixed) - includes 100% of monthly income excluding emplyer CPF        
  Monthly Income (Variable) - includes rental, variable bonus        
  Monthly Expenses - includes car loan, existing instalment, unsecured and secured credits      
  Minimum age is 21            
  Maximum Tenure Calculation      
         
    Your maximum tenure (Private Property)      
    Your maximum tenure (HDB)      
    Minimum Tenure 5      
         
    What is the loan tenure you like to take?      
   
Capped by Maximum Tenure by Private Ppty or HDB
     
               
  Maximum LTV Calculation          
           
    What is the price of the property?      
         
         
   
Maximum Loan to Value is the lower of the LTV restriction (12 Jan 2013), TDSR (28 June 2013) and MSR (10 Dec 2013).
Your maximum Loan to Value is 
     
    Your minimum CASH DOWNPAYMENT      
    Your maximum loan amount      
    Your Stamp Duty      
           
           
  TERMS OF USE        
  The computation above is for indicative purposes only and is not an offer of credit facilities.     
  Credit facilities are granted at the discretion of the Bank.      
  MoneyIQ accepts no liability for errors or omissions, nor for any loss arising from use of or reliance on the calculation herein.   
  Packages are subjected to change without prior notice.       
  The maximum loan amount is subjected to prevailing regulatory requirements and the bank.