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Total Debt Service Ratio Calculator (TDSR)
Find out what is the maximum home loan amount you can borrow.
Borrower 2 (if any)
Minimum age is 21
Monthly Income (Fixed)
Monthly Income (Fixed) - includes 100% of monthly income excluding emplyer CPF
Monthly Income (Variable)
Monthly Income (Variable) - includes rental, variable bonus
Monthly Expenses - includes car loan, existing instalment, unsecured and secured credits
Loan to Valuation
Maximum loan tenure capped at 30 years or up to age 65.
Maximum Home Loan Amount
The computation above is for indicative purposes only and is not an offer of credit facilities. Credit facilities are granted at the discretion of the Bank.
MoneyIQ.sg accepts no liability for errors or omissions, nor for any loss arising from use of or reliance on the calculation herein.
Packages are subjected to change without prior notice.
The maximum loan amount is subjected to prevailing regulatory requirements and the bank.