By using this calculator, You,
the user, understand and agree that 1) WQTS makes no warranties of the
accuracy of its calculations, 2) you use it at your own risk, and 3) you
indemnify WQTS, its owners, employees, and agents from any and all damages,
costs, harm, penalties, injuries, claims, or loss, financial or otherwise,
resulting from, or in any way related to, Your use of this calculator.